Acrolinx Pension Scheme

Thinking about retirement today!

The topic of old-age provision and pensions is very difficult for most people, as it is characterized by many uncertainties. Nevertheless, this important stage of life is something we need to think about today.

What is NEST?

NEST is a workplace pension is a scheme set up by Acrolinx on your behalf to help you save for retirement. We will enroll you in the scheme when you start.

If you do not want to pay into this pension scheme, you have the option of opting out within one month after enrolment.

Why should I pay into the NEST workplace pension?


There are lots of benefits to saving with a workplace pension like NEST.

  • You get extra money on top of your salary in the form of employer contributions. So, when you start saving into a workplace pension it’s a bit like getting an immediate pay rise from Acrolinx that helps to fund your future.

  • You receive tax relief every time you pay contributions, if you’re eligible. This extra money tops up your pot and is the government’s way of encouraging you to save for life after you stop working.

  • You decide how your NEST pension is managed. If you want to choose how you invest, you can. If you’d prefer just to set the destination and leave getting there to us, you can do that too. It’s your money. You call the shots.

  • You can increase your income beyond the State Pension, which currently pays a maximum of GBP 179.60 a week - that’s around
    GBP 9,300 a year. While this provides a good foundation, it won’t be enough on its own for many of us to live on.

  • Your money can grow more than it would in a cash ISA, for example, as your pension pot is spread across a range of investments.

  • As NEST was set up and is regulated by the government you can be confident that we’ll manage your pension responsibly.

  • By contributing even a small amount regularly, over time your money will grow and could make a big difference to your retirement.


How could paying into a workplace pension affect my other financial commitments?


The NEST workplace pension can fit perfectly around your other financial commitments and your savings set-up. It doesn’t need to replace what you’re currently doing but can work seamlessly alongside.

If it feels like you can’t afford to pay into a workplace pension or you’re concerned about balancing it with a mortgage or other debts, then don’t worry. You don’t need to pay in huge amounts of money unless you want to, or decide how much to save right now. But it’s worth remembering that no matter the amount, saving regularly while you’re working can make a big difference when you retire. You do have the option to pause your contributions if you need to, but you should understand what this means for your pension first.


Some people decide to overlook workplace pensions, choosing to prepare for later life through property or other investments instead. These strategies work for some, but you could miss out on the extra contributions from Acrolinx and tax relief from the government. They can also be risky, complicated and time consuming. Workplace pensions are an easy way to build up a comfortable pension pot for your retirement.

What is Acrolinx contributing?

The total minimum contributions are 8% of your earnings. Acrolinx contributes 5%. It's up to you if you choose to pay 3% to match the minimum or if you choose an individual amount of money.